Terms of Service

> **Template — not yet legal advice.** Review with a qualified solicitor before relying on > these terms for a public deployment. Operators self-hosting FinanceSight should adapt this > document to their jurisdiction and offering.

_Last updated: 2026-10-14 · Version 1.1.0_

1. Who we are

FinanceSight is a personal finance and portfolio tracking application. These Terms govern your use of the instance operated by the party that provides it to you ("the operator", "we", "us"). Where you self-host FinanceSight, you are the operator and these Terms are a template you may adapt.

2. Not financial advice

FinanceSight is a **record-keeping and modelling tool for personal use**. Nothing it presents — including forecasts, projections, risk metrics, or AI-generated analysis — is financial, investment, tax, or legal advice, and nothing here constitutes a recommendation to buy or sell any instrument. Figures may be estimates, delayed, or wrong. **You are solely responsible for your financial decisions.** Seek advice from a regulated professional before acting.

3. Your account

• You must be **13 or over** to register an account. If you are under 18, you can only hold a profile that a parent or other guardian manages for you (see section 3a); you cannot register an account of your own as an adult account holder. - You must provide accurate information and keep your credentials secure. - An email address is **optional**; if you do not provide one, you cannot reset your password by email and will not receive email notifications. - You are responsible for activity under your account. Tell the operator promptly if you suspect unauthorised access.

3a. Family members

• An account holder who is **18 or over** may record family members, including children, in a household. A family member's profile is created and managed by an adult account holder acting as their **guardian**, who is responsible for the information recorded about them and for their use of the service. - A family member cannot sign in until a guardian enables sign-in for them. **Sign-in starts at 13: it is never available to a family member under 13.** - A family member who signs in accepts the [Privacy Policy](/legal/privacy) and the privacy notice written for them themselves, as well as the guardian enabling sign-in on their behalf. A family member who is still under 18 remains managed by their guardian, who can see what the family member records. - A guardian can disable a family member's sign-in at any time.

4. Acceptable use

Your use must comply with the [Acceptable Use Policy](/legal/aup). In short: do not break the law, attack or overload the service, or use it to harm others.

5. Your data

The data you enter is yours. Our handling of personal data is described in the [Privacy Policy](/legal/privacy). You can export or delete your data from **Settings → Account**.

6. Availability and changes

The service is provided **"as is" and "as available"**. We may change, suspend, or discontinue features, and we may update these Terms. Material changes will be notified in-app, and continued use after the stated grace period constitutes acceptance.

7. Limitation of liability

To the maximum extent permitted by law, the operator is not liable for any indirect or consequential loss, or for any financial loss arising from decisions made using the service. The software is distributed under the Apache License 2.0, whose warranty disclaimer and limitation of liability apply (see the `LICENSE` file).

8. Termination

You may stop using the service and delete your account at any time. We may suspend or terminate access for breach of these Terms or the Acceptable Use Policy.

9. Governing law

The governing law and venue are those of the operator's jurisdiction, to be specified by the operator. _(Operators: insert your jurisdiction here.)_

10. Contact

Questions about these Terms: contact the operator of your instance. For the canonical deployment, see the contact details published with that deployment.

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